Kathleen B. Albrektson
Attorney at Law
Albrektson Law Offices
1801 Orange Tree Lane, Suite 230
Redlands, CA 92374
|Kathleen B. Albrektson's law firm, The Albrektson Law Offices, is devoted to estate planning, probate, estate administration, planned giving, elder law, estate litigation, bankruptcy, and business law. She was a corporate attorney and Director of Planned Giving for Campus Crusade for Christ for five years before opening her own law practice. She is a graduate of Duke University and the University of La Verne College of Law, with honors.
Kathleen is a member of the following organizations:
Kathleen has been happily married to Ray, who is a seminary professor and does extensive international travel. They have two adult children, Laurie and Joshua, and three grandsons, Kyle, Brayden, and Tyler.
First American Trust
323 West Court Street, Suite 312
San Bernardino, CA 92401
|Joanna Averett is the Vice President and Wealth Management Advisor for First American Trust, FSB, in San Bernardino. She was responsible for the trust company establishing an Inland Empire office in 2005 to serve the wealth management needs of individuals in Riverside and San Bernardino counties. Prior to that she served as Vice President and Business Development Officer for Arrowhead Trust for three years. Her previous experience included business development for area banks, including Citizens Business Bank in Ontario, where she held the Vice President's title, and PFF Bank and Trust in Claremont. Her undergraduate degree was earned at California Baptist University in Riverside and she holds an MBA from the University of Redlands.
Professional credits include Certified Financial Planner, Accredited Investment Fiduciary, and Accredited Estate Planner. In addition her professional associations include:
Clinton R. Brown, ChFC, CLU
AXA Advisors, LLC
104 E. State Street, Suite B
Redlands, CA 92373
|Clinton Brown is affiliated with AXA Advisors in Redlands. He is a Qualified Plan Specialist with AXA, focusing on working with businesses to explore benefit strategies for owners and employees, with particular emphasis in estate planning for the business owner.
A graduate of Arizona State University with an undergraduate degree in business finance, he also holds the Wharton Certificate in Retirement Planning from the Wharton Business School in Pennsylvania. He continues his education through The American College, which offers advanced education and certification for financial professionals.
His professional associations include membership in the San Bernardino and Riverside Estate Planning Councils, the Professional Advisors' Council of San Bernardino/Redlands, the Planned Giving Roundtable of the Inland Empire, the Planned Giving Advisory Group for Riverside Community College and the Inland Association for Continuity of Care.
Active in the community, Clinton serves on the Economic Development and Advisory Committee for the City of Yucaipa, where he is the past president of the Chamber of Commerce as well. He also serves on the board of directors for C.H.A.R.L.E.E., an organization that provides a safe place for neglected children.
A former collegiate baseball player, Clinton enjoys playing and watching sports. He and his wife, Paige, have four children and make their home in Yucaipa.
Dean, College of Natural Sciences
Cal State San Bernardino
5500 University Parkway
San Bernardino, CA 92407
|Rob Carlson is Dean of the College of Natural Sciences at Cal State, serving in that capacity since 2001. He is the lead administrator for the CSUSB Water Resources Institute, which is a leader in facilitating water issues in the Santa Ana River Basin. Prior to coming to CSUSB he was affiliated with San Diego State University for more than 23 years as a professor and chair of the Department of Exercise and Nutritional Sciences. During his tenure at SDSU he served on the San Diego State University Foundation Board and its investment committee. He holds Securities Licenses Series 7 and 63. His academic experience also includes administrative and faculty positions at the University of Texas-Permian Basin and the University of Kansas. Rob earned his undergraduate degree in English at Trinity University and his master's and doctorate in physical education at the University of Austin-Texas.
Rob has attracted funding to the University for its BSN nursing programs in the Coachella Valley, among other projects. His professional associations include the Western Kinesiology and Wellness Society and the American Alliance for Health, Physical Education, Recreation and Dance.
Rob and his wife, Vicki, make their home in San Bernardino.
Vice President, Senior Investment Manager
74-199 El Paseo, Suite 100
Palm Desert, CA 92260
|Jim Estes has been in the financial services industry for more than 35 years. With experience as CEO of an insurance company and as Vice President of a brokerage firm, he became President and CEO of Arrowhead Financial Group in 1997. During his seven-year tenure there he also taught at Cal State San Bernardino and was later appointed to a tenure-track position at the University, where he currently teaches in the Accounting and Finance Department of the College of Business and Public Administration. He served as Vice President for Fidelity Investment before being named Vice President/Senior Portfolio Manager for Wells Fargo Bank Private Client Services in Palm Desert. He is a graduate of CSU Fullerton and California Coast University.
Jim's professional credits include Certified Financial Planner, Certified Financial Consultant, Chartered Life Underwriter, Chartered Property and Casualty Underwriter, and Security Licenses Series 7, 24, 53, 63 and 65. As a professor he has five papers in professional publications such as the Journal of Accountancy, Journal of Financial Planning and Journal of Financial Service Professionals.
A resident of Palm Desert, he and his wife, Denise, enjoy golf and wine tasting.
Sheryl Garner, CPA, MSTax
15218 Summit Ave., Suite 300-523
Fontana, CA 92336
|Sheryl Garner is a certified public accountant and financial advisor with more than 25 years' experience in the financial services industry. Currently in private practice, Sheryl has served as the Vice President for Integrity Planners, Inc., and Arrowhead Financial Group, Inc., in San Bernardino. Prior to that she managed her own certified public accounting firm in Los Angeles for 13 years. She has additional experience with Simpson & Simpson, CPAs, Lockheed Corporation and Volunteers of America of Los Angeles.
Sheryl provides tax, accounting and financial planning services for individuals, corporations, partnerships, trusts and nonprofit organizations for clients in the Inland Empire and the Los Angeles area. She earned a bachelor of science degree in accounting from California State University, Los Angeles and a master of science degree in taxation from Golden State University.
Sheryl's professional affiliations include:
Among Sheryl's community-based activities are:
Varner & Brandt LLP
3237 E. Guasti Road | Suite 220
Ontario, CA 91761
909 931 0879
|Linda Gladson is an attorney and partner in the firm of Varner & Brandt, LLP, with offices located in Upland and Riverside. She has been with the firm since 2001. Linda has been practicing law and specializing in the areas of estate planning, probate, elder law, conservatorships and guardianships since the mid-Eighties.
Linda earned her B.A. in social ecology from the University of California Irvine and her law degree from the University of San Diego School of Law.
A member of the San Bernardino and Western San Bernardino County Bar Associations, Linda also belongs to the Pomona Valley Estate Planning Council.
Among her community activities are service on The Community Foundation's professional advisors council and as a member of the board of directors for the Ontario Community Foundation, the Baldy View ROP Foundation, the San Antonio Hospital Foundation and the House of Ruth Board of directors. She has served in similar capacities for the Visiting Nurses Association & Hospice of Southern California, the Upland Community Partnership for Youth Development, the San Bernardino County School Boards Association and the Upland Unified School District Board of Trustees.
Linda makes her home in Upland with her husband, Jeff, and daughters Iris, Natalie, Audrey and Samantha.
Waddell & Reed, Inc.
3610 Central Avenue, Suite 102
Riverside, CA 92506
951/751-0573 Ext. 115
CA Insurance License #0D13630
|Chuck Gonzalez is a Financial Advisor for Waddell & Reed in Riverside. He holds securities licenses Series 7, and 66, as well as a California license in life and health insurance. An alumnus of Cal State San Bernardino he earned a B.A. in finance in 2000.
As a California native Chuck has lived in the Inland Empire since 1963. His civic activities include service as a docent for the historic Mission Inn's Museum and past member of the Docent Council. His recreational activities include playing golf, walking and cooking. Chuck and his wife, Joan, make their home in Corona at Trilogy/Glen Ivy. They have one adult son.
Chuck offers insurance products through insurance companies with which Waddell & Reed has sales arrangements.
Cole R. Jackson, CPA
Reiss Jackson & Company
Certified Public Accountants
164 W. Hospitality Lane, Suite 6A
San Bernardino, CA 92408-3328
|Cole Jackson is a partner in the San Bernardino-based certified public accounting firm of Reiss Jackson & Company, CPAs. He has practiced accounting for 23 years, all here in the Inland Empire.
Cole is a member of the American Institute of Certified Public Accountants, the California Society of Certified Public Accountants and the Citrus Belt Chapter of the California Society of Certified Public Accountants.
He is a member of the litigation sections for economic damages within the California Society and has served as chair of the litigation section for the Citrus Belt Chapter. He also is a past member of the California Society's Litigation Sections Steering Committee.
Cole holds a B.S. in business administration with an emphasis in accounting from Cal Poly Pomona.
A current resident of Forest Falls, Cole has lived in the Inland Empire for over 30 years and calls this corner of the world "home". Cole's wife, Kandi, is a mentor educator with the Redlands Unified School District and just recently finished her Masters in Educational Administration here at Cal State San Bernardino. Together they have three children: Nicole Armstrong, married and living in Virginia Beach, Virginia with her husband Steve and "grand dog" Duke; Rebecca, who is in tenth grade; and Kara, who is in seventh grade. The Jacksons love camping, sailing and traveling.
Andrew F. Kotyuk, CIMA
Global Wealth Management
74-800 US Highway 111
Indian Wells, CA 92210
T 760 862 1478
|Andrew Kotyuk is a Financial Advisor for Merrill Lynch's Global Wealth Management. He obtained his bachelor's in Finance from CSUSB. He has completed the Certified Investment Management Analyst (CIMA) program at The Wharton School. Prior to financial planning, he held various in-depth analytical positions in Silicon Valley and in the U.S. Navy. This ranged from robotics, aviation and Integrated Chips.
Andrew's business includes specialty in individual and corporate accounts, focusing on planning of retirement, charitable giving and estates. Located in Indian Wells, Andrew supports numerous non-profits and participates in several planned giving committees.
Kotyuk currently has been elected as a Planning Commissioner in San Jacinto. This will be the second year he chairs the San Jacinto's 4th of July Celebration. Being involved in the arts is second nature for Andrew after bringing the Esplanade Arts Center to the City of San Jacinto. In addition, his liaison interests created the relationship between CSUSB and MSJC leading to a dual enrollment agreement.
Andrew, his wife, Amanda enjoy their free time with their three children.
Eadie & Payne, LLP
430 N. Vineyard, Suite 202
Ontario, CA 91764
|Todd Landry is a certified public accountant with Eadie and Payne, LLP, with offices in Ontario. His specialties include estate planning and compliance; individual, corporate, fiduciary and partnership tax planning and compliance; and closely-held family business audit and attestation. He holds a bachelor of science in business administration from Cal State San Bernardino.
His professional associations include:
Todd and his wife, Jean, make their home in Riverside.
Jenny W. Liu, CPA
Rogers, Anderson, Malody & Scott, LLP
290 N. D. Street, Suite 300
San Bernardino, CA 92401
|Jenny Liu is employed as a tax manager at Rogers, Anderson, Malody & Scott, LLP, in San Bernardino. She has five years? experience at RAMS and has held a similar position supervising tax management at McGladrey & Pullen, LLP, in Pasadena. Previously she was a senior staff accountant at firms in Pasadena and Alhambra. She earned her certification as a CPA in 2001.
Affiliated with the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants, Jenny also is an instructor in the Cal State San Bernardino Department of Accounting & Finance for its College of Business and Public Administration.
Her civic service activities include serving as treasurer for the Autism Society of America, Greater Long Beach & San Gabriel Valley Chapter.
Jenny earned her B.S. in business administration with a concentration in accounting from CSUSB and holds a master?s in taxation from Golden Gate University.
Jenny makes her home in Claremont with her husband and two children.
Paul R. Mata, CFP
Paul Mata & Associates
9327 Fairway View Place, Suite 106
Rancho Cucamonga, CA 91730
|Paul Mata is a senior financial advisor with Paul Mata & Associates in Rancho Cucamonga, where he represents Ameriprise Financial Services. A certified financial planner Paul focuses on individual and small business income tax planning strategies, employee stock options, retirement and estate planning, asset allocation, and charitable giving. Paul believes that success should be measured not only by financial wellbeing but by how confident one feels in the future. A graduate of Cal State San Bernardino he holds a B.A. in finance. He earned his CFP from the College for Financial Planning in Denver, CO.
Active in his profession, Paul is on the faculty for the National Institute for Financial Education. He is an elite IRA advisor with Ed Slott, CPA and he mentors with Harry S. Dent.
Among Paul's activities in the community are memberships on the:
Dennis M. Sandoval, J.D., LL.M. (Tax), CELA, AEP, EA
3233 Arlington Avenue, Suite 105
Riverside, CA 92506-3246
|Dennis Sandoval is the only attorney in California that has certifications in the three areas of estate planning, elder law and taxation. Paralyzed in 1992 as the result of a car accident, Dennis says the experiences he gained as a result of his injuries are invaluable in his work with the disabled and senior communities, particularly in understanding how the system works for those requiring care.
Dennis is one of only six California members of the Special Needs Alliance, a nationwide membership organization of attorneys interested in advancing the care of special needs persons through proper planning. Moreover, his law firm is the only one in the Inland Empire with a social worker on its staff. His social worker is part of a holistic team of professionals who assist frail elders and disabled persons get the highest quality of care. The law firm also is a charter member of the Life Care Planning Law Firms Association and the Academy of Special Needs Planners.
Before becoming an attorney, Mr. Sandoval owned a tax planning / preparation and financial planning firm in Orange, California. During the time he practiced in this area he received his Certified Financial Planner (CFP), Registered Financial Consultant (RFC) and Enrolled Agent (EA) designations. Although Dennis longer practices as a financial planner, the knowledge and experience he gained during this time is invaluable in assisting him with the planning of his clients' estates, as well as working with a client's other financial advisors.
In addition to overseeing his estate planning, elder law and tax law practice in Riverside, California, Dennis serves as the Director of Education for the American Academy of Estate Planning Attorneys (AAEPA), a nationwide membership organization of attorneys specializing in estate planning. He was recently elected to the Board of Directors of the National Academy of Elder Law Attorneys (NAELA) and is beginning the second year of his term as a member of the Board of Directors of the National Elder Law Foundation (NELF), the non-profit organization that administers the CELA designation. He is the 2008 / 2009 President of the Southern California Chapter of the National Academy of Elder Law Attorneys (NAELA).
Mr. Sandoval is an adjunct professor at Chapman University College of Law, where he teaches various classes for their Master of Tax Law (LL.M.) program. He previously taught various classes at Western State University College of Law, the Wills and Trust class at California Southern Law School and various attorney legal education courses for the University of California at Riverside Extension. Mr. Sandoval frequently conducts educational seminars for the general public and conducts continuing education seminars for financial and health care professionals.
Dennis's involvement in professional organizations includes:
Dennis grew up in Riverside, California, where he attended Our Lady of Perpetual Help grade school and Notre Dame High School. He was active in many sports, lettering in football and wrestling. His hobbies include building wooden model ships, photography (above ground and underwater), maintaining saltwater aquariums, sailing and scuba diving. He lives in Norco, California with his wife and three girls, along with their menagerie of pets.
Philip M. Savage, IV
Gresham Savage Nolan & Tilden
3750 University Avenue, Suite 250
Riverside, CA 92501
|Phil Savage IV has been practicing law for more than 13 years with a focus on personalized estate planning, estate administration and business succession services. His work includes the planning and preparation of revocable and irrevocable trusts, and the administration of trusts and estates involving complicated estate and gift tax issues. He has experience in the preparation of special needs trusts, and providing advice and counsel to individuals and charitable organizations on planning and implementing charitable gifts. He earned his B.A. at Stanford University and his law degree from Loyola Law School.
Phil is a certified specialist in estate planning, trust and probate law by the State Bar of California, Board of Legal Specialization. He is a member of the estate planning, probate and trust sections of the State Bar of California, and the Riverside and San Bernardino County Bar Associations. Among his community-based activities are:
Eagle Strategies Corporation
4017 10th Street
Riverside, CA 92501
|Ash Sheth has more than 20 years' experience in the financial services and life insurance industries, working in the Inland Empire and Southern California. He is an accredited estate planner, long-term care professional, chartered financial consultant, chartered life underwriter, and registered investment advisor. Ash holds additional degrees in business management, marketing and law. One of the most knowledgeable and top insurance agents worldwide, he is a member of the exclusive "Top of the Table" group of the Million Dollar Roundtable.
Ash makes frequent presentations to professional, civic and public groups on the topics of investments, strategies for retirement plans, wealth creation and distribution planning, and insurance applications in the planning process.
Among his many professional affiliations are:
Ash and his wife, Archana, make their home in Riverside. Their son, Akhil, attends law school.
Previews Property Specialist
Coldwell Banker Armstrong Properties
6809 Brockton Avenue
Riverside, CA 92506
|Sarah Smith entered the real estate industry in 1990 after a 15-year career in the steel industry as a sales and marketing executive, followed by a career in the retained executive search industry as a consultant for KPMG Peat Marwick.
A native of Riverside, Sarah has been recognized as an Armstrong Properties Top Ten Sales Agent since 1991. In addition to receiving the Top Ten Awards, she has been honored with numerous other awards for her outstanding sales and listing achievements.
Sarah's professional background in business has enabled her to carve out a niche in the Fine Homes Sector with Coldwell Banker Armstrong Properties, specializing in helping professional and executive-level clientele with their real estate needs. Her experience and marketing knowledge define her working style, which is confident and enthusiastic. She combines a personable and caring manner toward her clients with an aggressive approach to the real estate market.
A member of the Inland Valley, California and National Association of Realtors, Sarah also is active in the community. She is on the board of directors for the Riverside Arts Council, member and past president of the Art Alliance of the Riverside Art Museum, and a member of the Board of Trustees for the Riverside Art Museum. Additionally she is a member of the Junior League of Riverside.
Sarah earned her B.A. from CWC of the University of Denver in Colorado.
In her spare time, Sarah enjoys traveling, interior design, gardening and cycling.
Cynthia Stauffer, CFP®, EA, MBA
3927 Shelter Grove Drive
Claremont, CA 91711
|Cynthia Stauffer has 20 years of experience in the financial services industry. Prior to launching her financial planning practice in 1997, she served in various positions in banking, mortgage lending and at a major tax preparation firm. She holds an MBA from Emporia State University in Kansas.
Cynthia is a CFP board certified financial planner, and an EA (Enrolled Agents, tax professional, admitted by the U.S. Department of Treasury). She is the CFP practitioner of the Wisemoney Solutions, an independent financial planning firm in Claremont. She specializes in financial, tax, investment and retirement planning for Baby Boomers, pre- and post-retirees, and small businesses. She also has the expertise in inheritance, taxation and estate planning areas for families. Cynthia combines prudent investment strategies with tax planning guidance to provide a comprehensive approach to meet clients' goals. and retirement planning for individuals, businesses and families as well as small and Cynthia's professional affiliations include:
Cynthia and her husband are long-term residents of Claremont. They have one son, Frank, who attends UC Santa Cruz.
Dick Zeigler, CFP
Senior Vice President / Financial Advisor
74-800 U.S. Hwy 111
Indian Wells, CA 92210
|Dick Zeigler has been a financial advisor for more than 22 years and now serves as Senior Vice President / Investments for Merrill Lynch. A former estate and business-planning attorney, Dick also owned a mortgage and real estate business in Minnesota. He earned a bachelor's degree from the University of South Dakota and his law degree from the University of South Dakota Law School.
Dick serves as trustee on the boards for Children's Hospital of Los Angeles and the University of South Dakota. He also serves on the planned giving committees for the McCallum Theater and the Eisenhower Medical Center in Rancho Mirage.
Dick was named the "Executive in Residence" by Cal State San Bernardino, where he taught a course in leadership and business ethics with the Dean of the College of Business and Public Administration. Dick was recently elected to the Board of the Bob Hope Chrysler Classic Charities.
Dick and his wife, Judy, make their home in Palm Desert.